Three months into the 2010 Good Faith Estimate…and We Still Have Issues | Rain City Guide

We’ve had three months to work with the “new” good faith estimate designed by HUD.   We had an even longer period of time to review this document, however in a mortgage originators defense, I will say that until you can use this GFE “in real practice”, you don’t truly know the nuances.   With all the updates to the RESPA FAQs, I’ll argue that HUD’s in the same boat! 

Posted via web from Title Insurance
Continuing Ed for Title Agents

Respa Quiz and Answers Below « MeredithMortgageTeam’s Blog

The Real Estate Settlement Procedures Act (RESPA) is a consumer disclosure and anti-kickback statute designed to inform consumers of their settlement costs and to prohibit kickbacks that can increase the cost of obtaining a mortgage. Take this quiz to find out how well you know about this important issue to stay on the right side of the law.

Posted via web from Title Insurance
Continuing Ed for Title Agents

NAHB: New CRE Limits Could Jeopardize Housing and Economic Recovery

Proposals by federal banking regulators to tighten restrictions on commercial real estate (CRE) lending could further exacerbate a severe acquisition, development and construction (AD&C) credit crisis that is choking off new home building activity and threatening the fragile housing recovery now under way, according to the National Association of Home Builders (NAHB).

Posted via web from Title Insurance
Continuing Ed for Title Agents

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