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This section of the report describes how HUD received comments. New rules
are required to go through a comment period and this section explains how
HUD complied with that requirement.

From: Federal Register / Vol. 73, No. 222 / Monday, November 17, 2008 /
Rules and Regulations

II. Overview of Commenters

The public comment period on the March 2008 proposed rule was originally
scheduled to close on May 13, 2008. In response to numerous requests,
including congressional requests, to extend the comment period, and HUD’s
desire to develop a better rule, HUD announced an extension of the comment
period. This announcement was made on both HUD’s Web site and by publication
of a notice in the Federal Register on May 12, 2008 (73 FR 26953). At the
close of the extended public comment period on June 12, 2008, HUD had
received approximately 12,000 comments. Approximately two-thirds of the
comments received were duplicative or repeat comments; i.e., individuals or
organizations who submitted identical or virtually identical comments. For
example, members of certain trade organizations, or employees of certain
companies, frequently submitted identical comments.

HUD received comments from homeowners, prospective homeowners, organizations
representative of consumers, and numerous industry organizations involved in
the settlement process, including lending institutions, mortgage brokers,
real estate agents, lawyers, title agents, escrow agents, closing agents and
notaries, community development corporations, and major organizations
representative of key industry areas such as bankers, mortgage bankers,
mortgage brokers, realtors, and title and escrow agents, as well as from
state and federal regulators. HUD appreciates all those who took the time to
review the March 2008 proposed rule and submit comments.

In addition to submission of comments, HUD representatives accepted
invitations to participate in public forums and panel discussions about
RESPA and HUD’s March 2008 proposed rule. HUD also met, at HUD Headquarters
or at the offices of the Office of Management and Budget (OMB), with
interested parties, requesting meetings as provided by Executive Order 12866
(Regulatory Planning and Review), who highlighted for HUD and OMB areas of
concern and support for various aspects of the rule. All of this input
contributed to HUD’s decisions that resulted in this final rule. HUD also
received approximately 100 public comments that were submitted after the
deadline. To the extent feasible, HUD reviewed late comments to determine if
issues were raised that were not addressed in comments submitted by the
deadline.

Subsequently, I will be posting comments submitted to HUD concerning the new
rule so you will be able to see how your organization related to HUD in the
development of the new HUD.

Continuing Education for Title Agents

Free classifieds for the
Title Industry

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