Is your E and O coverage  written on a claims made and reported policy form?  Do you even know what that means?  Apparently a claims made and reported policy form covers you for errors or omissions which are first made and reported during the policy period, as long as the act leading to the claim took place AFTER your retroactive or prior acts date listed in your policy. The retroactive or prior acts date is the most important feature of any E&O policy. I didn’t know there was such a thing as a retroactive or prior acts date in my policy, did you?  I thought title insurance was complicated.  I figured if I made a mistake or even if I didn’t but somehow got caught up in a claim, my e and o would cover me.  Seems there is some important stuff in the fine print.
Nevemind, just call Robin and she will explain it to you and make sure you are covered for the best price.

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