Monthly Archives: October 2016

Continuing Education

NJLTI has new Riparian course approved

3 credits

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Tidelands or Riparian lands refers to lands flowed by the tide (and sometimes includes lands formerly flowed by the tide). The State of New Jersey holds title in fee simple to all lands currently or formerly flowed by the tide, unless it has already conveyed its ownership.

Tidelands claims in New Jersey are found in all counties except Warren, Hunterdon, Sussex and Morris

In this course we will cover:

  • Historical Overview
  • Division of Land Use Regulation
  • The Tidelands Act
  • Coastal Permitting
  • Bureau of Tidelands Management
  • Requesting a Permit
  • A Statement of No Interest
  • Other Underwriting Issues

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Continuing Education

NJLTI has new Title Searching course approved

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2 credit

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Since the dawn of civilization, society has recognized the need to create and maintain public records. Title to the entire State of New Jersey was originally vested in King Charles II of the United Kingdom after the conquest of the area from the Dutch. Today, government offices maintain these records. The Attorney or Title Officer reviews the search material and after applying the relevant legal principals determine the validity and/or insurability of the title under review.

In this course we will cover:

  • Search Theory
  • Searching Mechanics
  • Searching for Liens
  • The assembly and presentation of the search
  • the impact of computerization on searching

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Continuing Education

NJLTI has new Mortgage Issues course approved

2 credit

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The major lien disclosed on the county level is a mortgage. A mortgage is a limited conveyance of real property, the purpose of which is to create a security interest for an underlying debt, usually a mortgage note. Understanding the mortgage, how it is recorded, and how to remove it from the record is a core understanding of the Title Insurance industry.

The Course covers:Mortgage

  • Mortgage Basics
  • Recording Requirements
  • Descriptions
  • Types of Mortgages
  • Reverse Mortgages
  • Construction Loans
  • MERS
  • Getting Mortgages off Record
  • Mortgage Payoffs
  • Policies
  • Endorsements
  • Mortgage Modifications
  • Notices of Settlement
  • Subordinations
  • Closing out Lines of Credit

Click Here to Enroll