I liked this article from Robert Reich.
Art
For the present, however, it is enough to know that neither the government under which you live nor the capitalistic or competitive system of industry can keep you from [being successful]. When you enter upon the creative plane of thought you will rise above all these things… Wallace Wattles, circa 1910, from The Science of Getting Rich In the past I have said to myself (and others), “Just wait until the economy recovers and the real estate market turns around…then business will be good again.” Usually everyone agrees with me and we then go on to speculate which year the good times will come: 2011, 2012, 2013, or later? I started to realize more a year ago this kind of thinking did me or our title agent customers no good. It occurred to me no matter what the economic or political environment the country is (or was) in there are always obstacles to success. When the market was at its peak, the industry was too competitive; when the market was at its lowest business had dried up. If it wasn’t any of those things then it’s the end of the month, the beginning of the month, mid-month, Christmas, Thanksgiving or summer vacation. Let’s not forget Spring Break and Fridays. There is opportunity in front of all of us every day. It is there when subprime lending is prevalent, and when it is not. It doesn’t matter if short sales abound, if foreclosures are halted, when the Democrats are in the White House, or the Republicans. Opportunity and success is what you make it and most times it doesn’t walk through your front door to the sound of the king’s trumpets. It is much more subtle than that. I refuse anymore, now that I have learned my lesson, to listen to anyone who wants to be pessimistic and tell me success is not possible. Yes, the landscape has changed. Yes, the real estate market nationwide will close fewer transactions this year than several years ago. SO WHAT? There has never been a greater opportunity to win market share than there is right now. Some of your competition has gone out of business and has “orphaned” their customers. Some of your competition has decreased its customers service and has left their customers vulnerable to you. Don’t procrastinate starting new initiatives and trying new things. The challenges of this market is exactly that, challenges—no more no less. Be as Wallace Wattles said 100 years ago, “…upon the creative plane of thought”. Think new marketing ideas, brainstorm new concepts, make new plans and take calculated chances. Now is the time. Not next year, not 2013…now. Increase your business by two orders in October, 5% in November and 10% for the quarter. It doesn’t matter if you are the senior person in the office or if you were hired yesterday. And don’t listen to that person who has been saying, “It will be 2015 until market gets back on its feet”. As Michael Jordan told Nike, “Just Do It!”. Robert L. ReichDigital Docs.net |
Posted via email from Title Insurance Old Republic National Title, one of the country’s largest title insurance companies announced that it won’t insure homes that have been foreclosed on by J.P. Morgan Chase. The New York Times obtained a company memo that said Old Republic would not write policies on foreclosed Chase properties until “objectionable issues have been resolved.” Earlier last week, the company said it would not write title policies for homes that had been foreclosed by GMAC mortgage, which is now owned by Ally Bank. Late last week Bank of America said it would also freeze foreclosures in certain states while it reconfirmed that the foreclosure documents had been prepared and executed correctly. It’s likely that Old Republic will stop writing title policies on these foreclosures as well. If other major title companies follow suit, and stop writing these policies, it could turn into the watershed event that actually sends the already crippled housing market into a tailspin. Why? Let’s back up for a moment. Title is the ownership in a property. A chain of title is a list of all owners in the property going back to when the land was first developed or, in the case of some East Coast properties, when the King of England first granted large tracts of land to homeowners. Posted via email from Title Insurance Below are the top mid-cap surety & title insurance stocks on the NYSE and the NASDAQ in terms of dividend yield. Old Republic International Corp (NYSE: ORI) has a dividend yield of 5.00%. ORI’s shares closed at $13.85 yesterday. Fidelity National Financial Inc (NYSE: FNF [FREE Stock Trend Analysis]) has a dividend yield of 4.90%. FNF’s shares closed at $14.67 yesterday. CoreLogic Inc (NYSE: CLGX) has a dividend yield of 4.80%. CLGX’s shares closed at $18.13 yesterday. Assured Guaranty Ltd (NYSE: AGO) has a dividend yield of 0.90%. AGO’s shares closed at $21.87 yesterday. Posted via email from Title Insurance
Continuing Ed for Title Agents
Old Republic Title Won’t Insure Chase Foreclosures – CBS MoneyWatch.com
Continuing Ed for Title Agents
Top 4 Mid-Cap Stocks In The Surety & Title Insurance Industry With The Highest Dividend Yield (ORI, FNF, CLGX, AGO) | Benzinga.com
Continuing Ed for Title Agents
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